Calkins Kramer Insurance Inc

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Thing about combining your home and auto coverage together to get bigger savings. The majority of insurance companies that offer insurance in Florida provide major savings if you bundle your coverages. Call Calkins Kramer Insurance Inc at (727) 577-9610 or go to their location in St Petersburg for insurance options.

Frequently Asked Questions

• How can I find an agent in St Petersburg?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in Florida?
• What should my deductibles be?
• What is an SR-22 requirement?