Calkins Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Thing about combining your home and auto coverage together to get bigger savings. The majority of insurance companies that offer insurance in New York provide major savings if you bundle your coverages. Call Calkins Insurance at (518) 237-1019 or go to their location in Waterford for insurance options.

Frequently Asked Questions

• How can I find an agent in Waterford?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in New York?
• What should my deductibles be?
• What is an SR-22 requirement?