C T Hoy Insurance Service

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Car insurance rates are lower if you plan to pay a little more before insurance kicks in at claim time.

Call C T Hoy Insurance Service at (304) 949-1500 or talk to them in Belle for insurance options.

Frequently Asked Questions

• How can I find an agent in Belle?
• Why do I need an insurance agent?
• Who has the cheapest car insurance in West Virginia?
• Should I carry full coverage?
• What is an SR-22 requirement?