Bud Gardner

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Hillsdale, talk to your agent about increasing your comprehensive and collision deductibles to save money Auto insurance is more affordable if you are willing to pay slightly more at claim time. Call Bud Gardner at (518) 325-4707 or talk to them in Hillsdale for more information.

Frequently Asked Questions

• How can I find an agent in Hillsdale?
• Why do I need liability insurance?
• What are minimum liability requirements in New York?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?