Buchanan Insurance Service

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. The majority of insurance companies that offer coverage in California, and more specifically Cardiff By Sea, give discounts when you combine your policies with the same company. Call Buchanan Insurance Service at (760) 632-1400 or go to their location in Cardiff By Sea for more information.

Frequently Asked Questions

• How can I find an agent in Cardiff By Sea?
• Why do I need liability insurance?
• What are minimum liability requirements in California?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?