Bob Hovis Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Port Allegany, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Car insurance rates are lower when you agree to pay slightly more at claim time.

Call Bob Hovis Insurance at (814) 642-2042 or talk to them in Port Allegany for insurance options.

Frequently Asked Questions

• How can I find an agent in Port Allegany?
• Should I raise my deductibles?
• What are minimum liability requirements in Pennsylvania?
• Should I carry full coverage?
• What is an SR-22 requirement?