Austin Smith

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Car insurance rates are lower when you choose to pay a higher deductible at claim time.

Call Austin Smith at (803) 790-1748 or talk to them in Columbia for insurance options.

Frequently Asked Questions

• How can I find an agent in Columbia?
• Why do I need liability insurance?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• What is an SR-22 requirement?