American E & S Ins Brokers

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Under no circumstances allow your home or auto policies to lapse. You may find it very hard to get insurance again in California and policy premiums may be considerably more than before. Call American E & S Ins Brokers at (760) 438-1830 or visit them in Carlsbad for insurance options.

Frequently Asked Questions

• How can I find an agent in Carlsbad?
• Should I raise my deductibles?
• What are minimum liability requirements in California?
• What are car insurance deductibles?
• What is an SR-22 requirement?