A Clements & Hirsh Ins Service

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. Most companies that offer coverage in California, and more specifically San Diego, give discounts when you combine your policies with the same company. Call A Clements & Hirsh Ins Service at (858) 272-6555 or go to their location in San Diego for more information.

Frequently Asked Questions

• How can I find an agent in San Diego?
• Why do I need an insurance agent?
• What are minimum liability requirements in California?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?